PROVIDING INSURANCE IN THE PHILIPPINES SINCE 1950

At Paramount Direct, we aim to provide you with the most convenient ways to fulfill your insurance needs.

Paramount Direct is the direct marketing arm of Paramount Life & General Insurance Corporation, an insurance company established in 1950 and licensed with the Insurance Commission of the Philippines.

Our offerings include an extensive list of Health Care Insurance, Life & Accident Insurance, Comprehensive Insurance and Travel Insurance to address the security and protection needs of every Filipino nationwide. We uniquely design each product to fulfill specific needs and deliver the protection straight to you through mail, email and our website.

HEALTHCARE INSURANCE PLANS

Our Health Care insurance products are designed to protect you and your family from financial loss during times of hospital confinement. Cash benefits can help cover the costs of treatment, recovery or loss of income. Plans are available to individuals age 20 to 75 years old.

	PrimeCARE Cash Plan	Premium HealthCare Plus Plan	Hospital Income Benefit Plan	HealthCARE Cash Plan
Eligible Age	50 to 75	50 to 74	20 to 64	20 to 50
Payment Period	Until Age 80	Until Age 80	Until Age 70	10 Years
Coverage Period	Until Age 80	Until Age 80	Until Age 70	20 Years
Surgical Cash Benefit	Up to ₱60,000	Up to ₱60,000	—	Up to ₱60,000
Daily Hospital Cash Benefit	Up to ₱3,000/day, 365 days max	Up to ₱3,000/day, 365 days max	Up to ₱3,000/day, 365 days max	Up to ₱3,000/day, 1000 days max
Daily ICU Cash Benefit	Up to ₱3,000/day, 365 days max	Up to ₱3,000/day, 365 days max	—	Up to ₱3,000/day, 1000 days max
Dreaded Disesase Benefit	—	—	Up to ₱6,000/day, 365 days max	Up to ₱3,000/day, 1000 days max
Convalescence Benefit	—	Up to ₱60,000	Up to ₱60,000	Up to ₱60,000
Inflation Benefit	—	—	10%/year, 20% max	10%/year, 50% max
Waiver of Premium Benefit	—	—	Yes	Yes
Available Plans	Individual	Individual	Individual, Couple, Family	Individual, Couple, Family
	Learn More	Learn More	Learn More	Learn More

* cash benefit amount may vary depending on the insured age and plan chosen

LIFE & ACCIDENT INSURANCE PLANS

Life and Accidental Death Insurance products provide lump sum cash benefits to your beneficiaries in case of an untimely death. Enjoy the security and peace of mind of protecting your family’s future. Our affordable plans are available to individuals age 40 to 75 years old with coverage to 100 years old to protect you during your golden years.

	Golden Life Advantage Plan	Guaranteed Life Plan
Eligible Age	40 to 75	40 to 75
Payment Period	10 Years	Until Age 85
Coverage Period	Until Age 100	Until Age 100
Life Benefit	Up to ₱1,500,000	Up to ₱2,000,000
Accidental Death Benefit	Up to ₱1,500,000	Up to ₱2,000,000
Terminal Illness Benefit	—	Yes
	Learn More	Learn More

* cash benefit amount may vary depending on the insured age and plan chosen

COMPREHENSIVE INSURANCE PLANS

Paramount Direct’s Comprehensive Insurance products combine Health Care Insurance coverage with Life and Accidental Death Insurance coverage to give you the full protection you and your loved ones deserve.

	PrimeHealth Cash Plan	The Money Shield Plan	The Money Shield Plus Plan
Eligible Age	40 to 74	20 to 54	20 to 54
Payment Period	Until Age 80	10 Years	10 Years
Coverage Period	Until Age 80	10 Years	10 Years
Life Benefit	Up to ₱300,000	Up to ₱1,000,000	Up to ₱1,500,000
Accidental Death Benefit	Up to ₱300,000	Up to ₱1,000,000	Up to ₱1,500,000
Critical Illness Benefit	Up to ₱300,000	—	—
Medical Assistance Benefit	Up to ₱15,000/month, 12 months max	—	—
Daily Hospital Cash Benefit	—	Up to ₱3,000/day, 365 days max	Up to ₱4,500/day, 365 days max
Inflation Benefit	—	—	10%/year, 50% max
	Learn More	Learn More	Learn More