Superman And Wonderwoman Need Health Insurance
January 20, 2015
Remember that time when you went home crying and bruises covered your knees? Mom was there to treat your wounds and kiss your boo-boo goodbye. How about that time you had your first heart break? Do you remember how tight Dad has held you in his arms as you cry on his shoulders?
When we were little, our parents have always been our superheroes. They are our own Superman and Wonder Woman whom we turn to for protection and help. They both look so strong and so big. But now that we’ve left the threshold of childhood and welcomed the responsibilities of adulthood, we realize that our parents are not as invincible as we know them to be. As we grow up, their bodies begin to deteriorate. Their strength grows weak and their eyes grow dim.
They become vulnerable to different kinds of sickness and diseases.
Practical way to put feet on our love
Here in the Philippines, our culture of close-family-ties enables us to take pleasure and joy in taking care of our aging parents. It is only proper that we give them the credit they deserve by attending to their physiological needs (now that they are growing old), after enduring years of hardships and sacrifice in raising us.
And while there are plenty of other ways to attend to their needs and showcase our love, enrolling them in a Health Insurance is one of the practical ways.
Because in health Insurance, your parents can get the optimum health protection they need should anything happen to them due to their declining bodies.
Take the health insurance as token of your love to your parents and let your love transcend lip service.
Protects your loved ones and your wallet
Of course, we want to serve our parents to the best that we can, but what if one day you wake up and find that one of them is suffering from an illness and needs immediate medical care? Are you already financially secure enough to provide for your parents' hospitalization needs?
You are probably well aware of how expensive it can be to seek medical treatment. With the rising costs of medical treatments and medicines, it can be too much to worry about. Truth be told, hospital and medical expenses alone can drain out your lifelong savings. Being saddled with high medical fees is a situation you don’t want to be in.
That being said, enrolling in a health insurance is very important if not necessary.
It protects not only your parents’ health and wellness but also your lifetime of savings against these costly medical bills.
Contains very helpful perks
There are certain benefits Health insurances offer that help lessen the burden of medical expenses should your parents get ill and need medical treatment. Some of those are the following benefits:
Daily Hospital Cash Allowance Benefit
Certain HMOs take care of the hospitalization costs. But what about the expenses incurred on, say, food and refreshments? Or, the money you spent while commuting between hospital and home? After all, even these add up to a substantial amount. The Daily Hospital Cash Allowance benefit of health insurances provide considerable amount of cash allowance, equivalent to the number of days the insured is confined.Daily ICU Cash Allowance Benefit
We all know how expensive it is to be confined in an Intensive Care Unit that is the reason why most Health insurances provide Daily ICU Cash Allowance on top of the Daily Cash Allowance. So as to cover the additional expenses that may arise from being confined in ICU.Convalescence Benefit
Health insurances also offer Convalescence benefit or Recuperating benefit that covers the recovery expenses. This benefit promises to provide lump sum cash in case of a prolonged stay at the hospital. This is to ensure the supplementary costs due to extended hospitalization, such as loss of income.Surgical Benefit
Another benefit of health insurances is that offer is the surgical benefit. Typically, this benefit covers every surgery and operation done to an insured. However, the percentage of the amount to which it will cover still depends on the policy of the insured.
At this stage, you probably are already living your own life, having your own expenses, or providing for your new family. That shouldn’t stop us though from attending to the needs of our parents. Now in their prime years, our support is needed the most.
However, taking care of your parents, need not to be at the expense of your own personal savings. That is why health insurances are there in the first place. They give you the opportunity to take care of your parents’ lives while you take care of your own.
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